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Is Sharing Car Insurance Information Necessary After an Accident?

If you’ve just gotten into a car accident, no one would be surprised if you were stressed. After all, car accidents can be a very tense time, especially if you don’t know what to do. But as long as you follow the necessary and legal steps, you don’t have anything to worry about. This includes sharing your car insurance information.

Is It Necessary to Share Car Insurance?

When most people get into a car accident, their first thought might be to report it to the police and share their car insurance information with the other driver. Both of these are great first steps to take. But what you may sometimes wonder is if sharing your insurance is something you have to do.

In the state of Maryland, sharing your car insurance information after an accident is more than just a formality. Maryland law actually requires drivers to share their insurance with each other after an accident. This means it’s illegal to withhold giving out your car insurance information to the other parties involved in the accident. The best course of action if you get into an accident is to give your insurance information over to the other driver while you wait for the police to arrive.

What Happens If Someone Withholds Their Car Insurance Information?

If you’re in a situation where the other driver chooses to withhold giving out their car insurance information to you, there could be consequences for them. When you get into an accident and you run into this problem, one of the first things you should do is inform the police handling the accident that the other party will not give you their car insurance information. Hopefully, the police will be able to solve this issue for you.

Maryland Transportation Codes § 20-104, § 20-105, and § 20-105.1 state that after drivers are involved in a car accident, they cannot leave the scene of the accident until certain requirements are met. One of those requirements is sharing car insurance. Names and license numbers also must be exchanged before either can leave the scene of the accident. If the other driver refuses to give you any information and leaves before the police show up, this is technically considered committing a hit-and-run on their part.

What Can You Do If the Other Driver Refuses to Give You Insurance Information?

Even if the other driver refuses to give out any information, there are still some steps you can take to resolve the situation.

Take Pictures or Videos

If you’ve been in an accident, start taking photos and recording video of the scene after you’ve called the police. Photo and video evidence will help if the other driver decides to flee the scene. Make sure to capture the condition of both vehicles, the site of the accident, and the license plate numbers.

Collect as Much Information as You Can

If the other driver refuses to give out their insurance information, even though it is illegal to do so, see if they are willing to share other information with you. Ask for their name, their contact information, and their address. If you didn’t take a photo of their license plate number, be sure to write it down so that you can have it for later. Gathering as much information as possible will later help you when you report the accident to your insurance company.

Hire Ocean City’s Best Criminal Defense & Traffic Lawyer

If you’ve recently been involved in a car accident where the other driver left the scene without exchanging any information, it might be time to consider hiring a traffic lawyer. At the Law Office of C. Gregory Coburn, we‘ve been practicing in the Ocean City area since 1988. We have the experience and knowledge to help you with your car accident case.

With over three decades of experience under our belt, we know how to handle all types of criminal defense cases. From DUI to traffic cases, you’ll be hiring the best in the area to fight for you. Contact us today for more information or to request a free consultation to start discussing your case.